morning. >> good morning. >> economist mark zandi was "the daily rundown" and said every year there's an outlier, doesn't add up. that's what the white house is saying, as well. how do you read these numbers? >> you can't take zandi too seriously, he likes to flag for the white house. there is something wrong with this number, but not as much as he claims. you have to consider the fact that dollar stores, for example, are reporting very tepid holiday sales, now that the numbers are coming out, simply because their customers don't have enough money. last year it was -- >> although holiday sales overall were up. >> right, but at the low end, the dollar stores, sears, k-marts, they are flat or down. that's very, very troubling. what that indicates is they don't have enough money for necessities, some of that is higher premiums for health insurance they are anticipating and still the residual effect of those higher payroll taxes from last year. >> jim, for the year, 2.2