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are religiously affiliated and want to be able to be exempted from this and not have to sign off on a waiver to say that this other insurer can provide contraception coverage. the bigger issue is going to be what the supreme court winds up doing with the lawsuits from corporations like the hobby lobby, which has about 15,000 people of various denominations working for them and they don't want to provide this kind of coverage. and that's wound up in front of the supreme court and that's a little bit more of a broader -- could have broader implications for this law. >> now, just quickly on that front, these are -- these court cases are going after certain provisions of the law. do any of the court cases, if you know, do they propose any existential issues for the law? >> well, the law is the law as far as the supreme court goes aside from some of these smaller items. the mandate was the big item that we were all waiting to see in the run-up to the election,

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