of them might have been postponed until after the election. and that didn't give a lot of time for insurers to make everything work. another is that you just have to set up an account right off the bat and that stimies a lot of people to start with. then finally it's an incredibly complex health care system and complex law. you have so much that has to work perfectly. >> we have a lot that needs to work perfectly and this is a synergy we need to get right. lynn, i want your reaction to what former congressman tom davis said about health and human services kathleen sebelius on "the daily rundown" look at this. >> how do you not send her up to capitol hill to explain and give an update? >> i think -- she can go on the comedy channel -- >> she couldn't go on the comedy channel, that's what turned out. jon stewart ate her alive. >> now we have late word that