day, 15 minutes. it cost us $19 billion. >> because we. awe thought clos that close. you go over. the way to imagine it. i am going to burn down the house. you are not giving me what you want. that's terrible. it is your house. don't worry i will run in while it is burning down and get everything of value out of it. that is not a safe place. and we have computer systems built to pay bills on time. only thing the computer systems do. their argument is when weep do this, go over the limit we rewrite the computer systems, redo the programming and get them to choose who to pay and not to pay. if we miss one all the actual consequences fall on our head. even if we don't. we go to do something the market never thought we could do. do 75% t 50% of the freaking out the market. they're looking into the future. you have now told them you are not dependable anymore. you have done something you would never kconsider doing. the idea that we will escape