insurance for millions of americans an insidious law? >> because it puts a bureau krat between the patient and the doctor. it drives up health care costs and i'm getting story after story in my office about how people are losing their health care coverage, that their employer is not going to provide it anymore. it's diminishing the 40-hour work week. it's incentivizing a 30-hour work week. the 40-hour week was the backbone of the middle class. but president obama, because of a signature law and his arrogance, 13 times in the last eight months, parts of this law have been delayed. why wouldn't he -- >> here's the concern i have about what you're saying -- >> -- a law that's not ready. >> the data doesn't support what you're saying. for 95% of people, their costs are going to go down. most of the reports indicate, state by state, it will vary, so to make a blanket statement.