regulations on credit card. all the companies that sell ed credit card went to the states. today insurance regulation is predominantly done by the states. and some states hatve good regulations. some states don't. in a world that republicans imagine under this plan you would see insurers go to the states that have the least regulations now. you hear regulations. what does that mean. regulations are things like making sure that, you know insurance plans cover maternity. making sure they have diabetes coverage. making sure they cover rehabilitation. prescription drugs. the kind of protections most of us think insurance ought to have. and basically, this is a back door way to get rid of the regulati regulations and to really, reduce health insurance, to something that is very skimpy and that people, any reasonable medical need would find really doesn't take care of their bills. >> and it would enable come pans to offer what look like fairly cheap relatively cheap health insurance programs.