students, sticks it to families. but also, taxpayers end up paying a bigger price. the average student who borrows for college now graduates owing more than $26,000. some a lot more than that. and i've heard from a lot of these young people who are frustrated that they've done everything they're supposed to do, got good grades in high school, applied to college, did well in school. but now they come out, they've got this crushing debt that's crippling their sense of self-reliance and their dreams. it becomes hard to start a family and buy a home if you're servicing $1,000 of debt every month. becomes harder to start a business if you are servicing $1,000 worth of debt every month, right?