start today with a free one-on-one review of your retirement plan. i'm hampton pearson with your cnbc mark wrap. the dow up 19 points. the s&p adding two. the nasdaq gaining seven points. modest gains if retail sales last month as americans spent more on cars but cut back on other goods. retail sales edging up .4% in june. citigroup posting big gains in the second quarter. profits jumping 42% from a year ago. feeling the pinch at the pump? the average price for a gallon of gas up 14 cents from last week to $3.61. that's it from cnbc, first in business worldwide. now back to "hardball."