could take away a half hour of your pay just like that. here are some of the fees associated with the payroll debit cards. $1.75 withdraw fee after the first withdrawal. so a minimum wage worker taking home 150 to $200 a week can make one withdrawal for free, every other withdraw is 1.75 wherever you do it. balance inquiry 50 centses. 1.50 to move the money to your own bank account. 50 cents per purchase, and we're not done. $25 overdraft fee. $6 to replace the card. if you think you've outsmarted the system by using the card as little as possible, think again. a $7 inactivity fee.