somebody's cloud. thank you. ready? happy birthday! it's a painting easel! the tide's coming in! this is my favorite one. it's upside down. oh, sorry. (woman vo) it takes him places he's always wanted to go. that's why we bought a subaru. (announcer) love. it's what makes a subaru, a subaru. when we take away the late fees and penalty rate? no one misses them. the citi simplicity card is the only card that never has late fees, a penalty rate, or an annual fee. ever. go to citi.com/simplicity to apply.