[ children laughing ] energy efficient appliances. you can get a tax write off for those. a programmable thermostat, very smart, saves money. ♪ cash money sorry. i see you have allstate claim free rewards, for every year you don't have a claim, you'll get money off your home insurance policy. put it towards... [ glass shatters ] [ girl ] dad! dad! [ girl screams ] noise canceling headphones? [ nicole ] that's a great idea. [ male announcer ] home insurance that saves you money for not having a claim?