small business and tycoonist entertainment and dore i clark, author of reinventing you. define your brand, imagine your future. thank you, ladies, for all being here. i want to start, carmen, you and i have talked a bit about this at various points. were there particular challenges facing women when it comes to beginning a small business? >> oh, many, many, taking care of the kids. that's the reason why they have their own business. you need flexible hours, they're not the big earners,s 2%. most of them working from home, supporting their families, because they need that. we've got the web, access to people all around the world. access to capital. that's just the phrase that just means no one is going to lend to me. so we have a lot of women and i met many, many of them who have fantastic small businesses, they just need, whether it's $10,000, a thousand, $10,000 and some