the wealthy get a massive break. congressman rand, this word loophole causes trouble with me. what they're talking about for the average person working out there, loopholes, how about your homeowner mortgage deductions which everybody lives for. it's the only charity you get. charitable deductions. what are the churches going to do when they're told no more write-off. talking about being anti-religious. if romney gets his way and cuts charitable deductions, these churches will close. look at this. charity -- the other one is state and local. you don't have any choice. you got to pay state and local tax. so the three biggest ones are mortgages, state and local, and charitable. they're the major deductions of our lives and they're talking about getting rid of them so the rich can go from 38% to 25%. your thought. >> you're absolutely right. that's the game plan, blame obama, promise everything, and avoid specifics. and i guess stay off "hardball"