it didn't say which banks. but we know that among the u.s. banks being implicated, jpmorgan, citigroup and bank of america. also what does it mean for the u.s. banks? well morgan stanley came out with an interesting estimate a couple of days ago. as saying that the total regulatory fines for all the 12 banks being implicated could amount to $22 billion. that would be quite a massive cost. also for u.s. banks it could reduce 2012 eps by between 4% and 13%. back over to you. >> carolyn, thanks so much. appreciate it. still ahead on "way too early" -- just months after linsanity swept the big apple, it appears the new york knicks may be ready to yet their young point guard walk. the latest on jeremy lin's future and an update on another star knick who found himself in handcuffs over the weekend. oh my god, the new york media market, what will they do. and the quiet police strike in london where the plug is pulled on a concert featuring none over than the boss and paul