generals into the banks. there have been negotiations ongoing between the largest banks and the attorneys general represented by tom miller of iowa about reach something kind of settlement and there have been i did centers from the negati -- dissenters. they don't want a settlement if it allows the banks to escape accountability. sean donovan, the head of hud, under president obama, meeting, believe, with a number of attorneys general tomorrow. we think the reporting indicates to -- talk about the terms of a deal they want to announce in the state of the union. elliott, former attorney general, i -- i wanted to hear you weigh in on your thoughts on this. if this goes back to it looks like it is going to few zbligs short answer, i don't know. i have spoken to a number of folks who are involved enormous pressure being applied by the white house, justice, hud, ags, to acquiesce to a deal, announce