oh, how could we ever see this financial crisis coming? it shocked everyone and we had to take measures and emergency respond. but in 1989, you opposed bank deregulation, you had an amendment that would have restricted banks from doing trading. that was squelched. and briefly you said at the time, the kind of risk overhanging the financial institutions in this country will one day land with a thud and wake everybody up. how on earth could we have thought we'd continue to have this kind of system and not have to bail banks out? you were so on the money. the question i have is simplery, have any of your former colleagues ever pulled you aside and said, wow, we should have listened to you more? do you feel it's sort of as divisive as ever on how we look at these issues? not too many of them have frankly. and i'm not selling a book these days, but a couple years ago, i wrote a book called "reckless."