the way. government helped do us in by deregulation and allowing housing to become a crisis. so you don't want government to repair what government did? >> obviously they're speaking to ideology here. they believe the free market approach is correct. most people actually look at the free market gone wild through the 2000s and say, that's how we ended up with with the financial collapse. whatever your argument is on the economy and what the right policy is, just isn't a matter of politics, it's incredibly tone deaf. effectively they're saying to those homeowners who are struggling, you're on your own. go default. have your houses repossessed, let the market fix it out. i guess you could go into a bed and breakfast or some motel somewhere until you figure out how to get things right. that's a tough sell in a difficult economy. and i don't know what these candidates think they're going to do in terms of reaching out