this is played out by race. for african-americans, unemployment rate above 15%. hispanics, above 11%. whites, under 9%. what is going on? what's the accounting for differences between the communities? >> typically we see unemployment rates double of that of white unemployment. the most shocking thing, the evaporation of wealth. not just an income gap which had been narrowing. not closed. narp owing. the wealth gap growing and growing exponentially in the past few years. the debt ratio in terms of what is of value, evaporated for blacks and latino especially for asian-american families. in this knt i think we have kind of a national fundamental psychological problem where when something good happens to us we think we caused it. when something bad happens to us we think it was the circumstances. >> right. >> when something bad laps to someone else we think that they caused it. and so -- we do this and then