watching the boards all day. what's your reaction? >> well, i late to say it, but i watch all of this with a little ironic amusement, thomas. not because of -- any particular pleasure in watching the economies deteriorate or the markets fall, but watching everybody blame the ratings agencies or blame the government when our own government made an explicit decision three years ago in a financial crisis to take all of these problems from the banks and put them in the government, and now three years later it's like, hey, you mean that decision that we made in the fall of 2008 whaig was gettg liquidated becausen accounting fraud and we bailed them out and put it into the government? oh, you mean doing that after the morphine of money printing wears out means the problem is still there? well, guess what?