down to you, the consumer? they were sons, brothers, fathers, how 30 u.s. special ops troops are being honored and remembered after one of the deadliest chopper crashes in the afghan war. on a much lighter note for you, being bilingual, a super food for developing your child's brain? we have the answer coming up. we continue to follow that breaking news out of wall street. take a look at what is going on because it's been a down day from the very start. now 336 points in the red for the dow. really dropped after the s&p downgraded the credit ratings of fannie mae and freddie mac a little while ago. let me bring in cnbc scott cohen. for the average consumer, what does this mean? >> well, this is going to be maddening in uncertain times but it depends. it depends on whether the downgrades really lead to increased borrowing costs. not just for the federal government, which we've been talking about sort of in an abstract over the weekend, but any of these like fannie mae and