chair of the new york city advisory board for a group dedicated to working with female entrepreneurs. scott bellski is the founder and founder after company that helps products, develop products and services for creative businesses. great to see all of you. what strikes me the most about this is that it is so common. i have a good friend who this happened to. p people we did a store i don't last week, dog sledding company, this happened to. it happens all the time. so what are entrepreneurs, small business owners, missing? why is this happening so much. >> first of all, the u.s. chamber of commerce estimates that about 75% of employees steal in one way, shape or form. that's most of us that includes me stealing a pen, right? i must admit, sorry, nbc. >> yeah, i don't know how they define it but there's all kinds of theft to what we see here in this particular case grand scale embezzlement to time theft, loafing, taking office supplies