approach. but you can also look for market-based approaches as well. take a look at the medicare part d, the prescription drug benefit, that is a market-based approach. it's not mandated. consequently i'm looking at finding solutions that are much more market-based to get rid of the individual mandate. it isn't the only way to do it. it's the way that the insurance industry suggested and it was followed through on. it's attracted questions about constitutionality, not publicly or politically accepted by most people, so we need to find an alternative to that. >> i have diabetes, for example. if i waited until i had diabetes to get health care, it would probably cost me more money. >> it's worse than that. >> the woman who doesn't subscribe to the obama health care bill does decide or does get diagnosed with a disease and then wants to get health care, what happens to them under your idea. >> under my idea you're not going to have people able to buy