attorney general terry goddard, the man who filed one of those lawsuits. thank you so much for your time tonight. >> thank you. i think "insane" might be the right word. >> yeah. it's one of these things where, i don't know how many people are paying attention to this, but when you start to pay attention, the facts of the matter just seem like they're not possible. it seems like such an absolute chaotic, duplicitous situation. how did this first come to your attention? >> well, it's an avalanche in arizona. we've had more -- second only to nevada in terms of the number of foreclosures per capita that we have in our state. so we've been besieged. and bank of america is our largest servicer. so they stand at the front of the line in terms of responsibility. and at the back of the line in terms of their ability or their willingness to try to modify some of these loans. so they have the worst record on modification, and you've just got a litany of what we hear every day at the attorney general's office, which is consumers are told, yes, we're listening, we're trying to modify your loan, at the same time, they're moving ahead with foreclosure.