homeowners from their homes in all 50 states. jpmorgan chase has a similar freeze but it only aploys to 41 states. allied financial gmac mortgage which was first bank to impose any sort of freeze came out in week and clarified they haven't frozen foreclosures at all, they've only frozen the eviction of foreclosed homes and resales of foreclosed homes. fannie mae did come out this week and say they're freezing all resales of bank-owned homes that they own that used to be bank of america. that will have a significant impact. in terms of the impact that this will have on the real estate market at large, that depends on how long the freezes will last. the banks say they will last 30 days. if that's the case, we won't expect to see it have much of a impact on the market but that's a big if, if that's the case. the one thing we're seeing already is that buyers are becoming hesitant to purchase bank owned properties because they don't know what risk or exposure they have of having their sale reversed later on. if the freezes drag out much