summit with dr. gates and the white house, that same day, attorney general lisa madigan issued a report in chicago where major banks had targeted clusters of black homeowners which broke the basic law and so what we need is civil rights laws enforced and funded for all americans. the impact of the speech will not impact the numbers of home foreclosures, the closing of schools and church foreclosures, the structural gaps require a plan of civil rights enforcement and a budget in addition to a speech and he is so capable of giving an inspiring speech. we need -- to close the gaps requires a commitment to civil rights enforcement. >> chris, i agree with the reverend, i think we do need a substantive speech and i agree with him, we don't need rah rah