thanks so much you guys. thank you so much for coming on and pitching your product. great to meet you. thank you for that great demonstration. appreciate it. any of you out there have a product or service and you want feedback from our panel on your chances of getting interested investors, send us e-mail. the address is yourbusiness@msnbc.com. include a short summary. you never know, somebody out there watching may be interested in helping you. it's time to answer some of your business questions. colleen and mike are with us again. the first one comes from thomas and he writes, i run an llc and am trying to figure out if i should take all of the profits out of my business at the end of the year or keep some in the company in case of an emergency. if you think i should keep some in, how much? >> i think this is something to understand their finances, company finances, unfortunately a lot don't.