allowing credit card rates and leverage for those credit cards to be decided based on where the bank issuing the credit card was based as opposed to where you the credit card holder lived. why does that matter? because now think of it like waziristan for bank scams. everybody goes to south dakota. they holed up. get south dakota, make whatever rules they want so who cares what state, california, texas or illinois, wants to protect you from credit card scams. they have no rights to do so because of the marquette decision from the supreme court. they all open up shop in liberal states. thank you, south dakota. jack up rates. bad news for us. how bad? take a look at the rise in personal bankruptcies which started shortly after the marquette decision to effectively allowed all of the tricks and traps and rates and all of the things that we all know go on in the credit card business. this amendment from sanders & white house will be voted on tomorrow. it would make it such that the credit card rules apply to whereas you as the customer