deals, it was too many loans going against not enough value in the real estate arena. so if they could just attack ta area. >> would you support reforming the rule that allows lending and investment to be housed in the same company under the same group? >> again, i think if you limit the amount of leverage, then the lending and investing in the same area wouldn't cause the problems that it's caused in the past. i think if you're not going to limit the leverage, then you should, in fact, separate them. because you don't want those that are responsible for lending money to small businesses and providing the seed capital for jobs to be in trouble because of some arcane investment that they made that they didn't understand. >> okay. so what -- in the legislation as it stands now, the one that democrats are trying to push forward, at least to debate, what do you like in there that would help you as a wealth adviser? you're the guy responsible for helping people make wise investments. what do you like? what don't you like in the legislation as it stands now? >> the thing i doen't like abou