joe, is growing. there's tremendous skepticism. this is reflected in congress, partly due to what you said. the economy is tanking. that is real, that is now, that hurts. i'm worried about the sea rising 20 feet, you know -- >> congressmen were using the blizzards of this winter that climate change wasn't existing but it was the absolute opposite. >> it was proof. >> it was proof. >> then the hurricanes are going to continue and then we have the lightest hurricane year of 2009. >> you can comment better on this. >> yeah, what does any tax adviser tell you, you know? don't try -- don't overreact to quick changes in the market. play it out over time. well, that very same steadily ascending curve of your roi in your tax portfolio is exactly what's happening to the climate. we're all familiar with that principle, that you don't overreact in the immediate sense. you look at the long curves. >> and i think -- and pat, you were right about 2005. there was overreaction there. sam, you're right, there was