system that money seeps it's way into other places, and if you -- it will end up creating a bubble and the more leverage in the bubble, the more dangerous it becomes. greenspan not only made the interest rates too low, he advocated the possibles and curled for the housing bubem importance. he made a speech where he tried to explain why housing could not possibly be a bubble. so it was not just his conduct of monetary policy it was the things, the speeches, he made and he was held in such higher regard, other people adopted his behavior and philosophies. >> you mentioned campaign finance reform in the need to get the lobbyists out because the bank lobbyists $344 million, a cut of the action on the con goes to congress. are you as cynical as that would suggest? that, basically congress knows that they should create transparency and capital requirements which would end the ability to be a con like this but refuses to do so because