feet. >> yeah, it's certainly one of the keys savannah. i think that display underscored the political problem that the administration faced and the pressure that they were facing, that there were all this money that was given to wall street and they kept trying to do different programs and kept kind of nudging up to the edge of where they are right now. now they've taken i think a more significant step. what everybody has been screaming, people in the housing market in the know who i've known have been like principal write down. you must write down the principal. here's the administration with a series of incentives to help banks write down principal and keep people in homes. i would add though that this doesn't solve the political problem for the administration because they're going to get it now from the other side. there's going to be people in america who say wait a second, i didn't overborrow. i didn't extend myself too far. why should i hope those people who did. >> i guess my question to you, john, is why is writing down principal a good thing? i mean, you know, people borrowed money at what the