rewarding their ceos for a record-breaking year? >> you know, frankly, in some of the cases if they paid back their money and they're out of debt, i really don't, quite frankly, because joe, a lot of these guys got some real hot shots there. and these guys can move from one bank to another. if you don't give them the big bonuses, they're gone. so i don't have a problem if they'd pave back all the taxpayer dollars. >> do you think that's where most americans are? that if you paid us back, okay, you made a lot more money this past year than we're comfortable with, but give the bonuses out because we don't owe you anything. >> sure, we shouldn't live in a socialist country. i sound like i'm on another network. >> what, abc? those socialist rants drive me crazy. >> but we should also recognize how these banks are making that money. because i've asked they're making it on the spread. they're borrowing money from the federal government at 0%, and then they're lending it out and charging people 20%, 30% on their credit cards. so who's giving these banks that