gio benitez, abc news, new york. >> good advice there. >> great info. had no idea about. we don't take the time to look in to. >> when you rent a car. sometimes credit cards offer insurance but certain models can be excluded but you have to ask ahead of time. >> gio, thank you. coming up, see what jennifer lopez had to say about kissing george clooney. see if you can catch all of the racy references in the new carl's jr. super bowl ad. that's next in "the skinny." >> announcer: "world news now" continues after this from our abc stations.