prepared to do that. >> the good news, if there's any, the banks got what they expected essentially. they knew this was coming and they prepared for it. they have recent safeguards in place. those were taken into account as well. >> basically when you downgrade a bank, it means they have to pay for more its debt and then there's the trickle down effect and we have to kind of pay for that. >> hate it when that happens. >> moody's has been doing this. in june it downgraded spain by three notches after downgraded 16 spanish lenders in may. it cut ratings on german lenders. >> moving on, jurors in the jerry sandusky case will begin their first full day of deliberations this morning but without one bombshell piece of information. just after the panel was sequestered, sandusky's adopted son, matt, revealed he was prepared to testify he had been