>> dana: u.s. senate voting for the flood insurance program, just hours before it was set to expire, but only for another four months, leaving millions of american homeowners waiting for a long-term solution. ceo of the insurance information solution, sounds like a why should i have to worry about the national flood insurance program? but this has been a mess for a long time, this is a short-term solution that just passed by congress? >> short-term solution is exactly at, what we are doing is punting this down the political football field, so we have a four month extension, that is great. it will not lapse through hurricane season, but some good news there, but long-term issues remain and need to be addressed. >> dana: does the program nema reform? does it need different funding? do homeowners need to take responsibility? where is the rub? >> 50 years ago when it was established it was hard to model