people to buy a product that doesn't give them the thing that they absolutely need. >> bill: take viewers back to the full screen here. people should not have ferrari-type coverage. why not? >> let me tell you how it works for people. everyone will understand this point. if i say you own a car and have to have car insurance, would i ever tell you you need ferrari-type coverage? we would let everybody have a toyota type. you need basic toyota insurance if you want go on the road. everyone unstands a ferrari should pay more. why should someone healthy and young pay a lot more to cover someone who has been smoking or overweight or has a pre-existing condition and higher health bills? it is the government's role, not someone who owns a toyota. >> bill: you say rand paul is correct when he said the following to you in washington listen. >> it really is the lynch pin of obamacare, this idea that