to be comparable affordability versus the requirement today. so basically in many ways it is just a band-aid for a dysfunctional healthcare market right now. i'm skeptical. arthel: i want to ask you, why and how do you think congress is still here with no resolution on how to move forward on healthcare? >> because the people that gave us the affordable care act and obama care, fought and won to preserve it. and now they want a bailout of the system that isn't working. i'm not certain whether that's good policy. frankly i don't think it is. we passed a real fix-it bill in the house. the american healthcare act. and we did it the right way by allowing people to buy the kind of insurance they want. not the kind that the government thinks they should have. the problem with the alexander murray bill, it keeps all of the essential wellness benefits, the health benefits that are making people buy an insurance policy that is too good, too generous or too many benefits they won't