insurance in the exchanges. finally, health reimbursement arrangements, these are tax-free accounts that employers can set up to pay for co-pays and premiums for their employees. these are all things that will help more people get insurance. they won't solve the problem with the affordable care act, because it is broken, but it will help more people get insurance. >> martha: and he gives people options that may pull the legs out of the underpinning of obamacare. i think as you stand the president believes the unraveling on its own at that pace anyway, but this gives people more options. it was very interesting this afternoon, karl, not to witness when john kelly came out to the press briefing. there's always a lot of discussion about the chaos and how john kelly is threatening to lock the door any minute. he walks out there and just sort of point by point went through a number of the things that have been written and said about him and about the white house. it was quite compelling. i want to play one of the sound bites. played a couple already but here's one more that i want to get your thoughts on.