it sounds good to people on the island. will puerto rico will need capital to rebuild and need access to the private markets and it will not do that if it defaults and wipes away all of the debt. plus, keep in mind, about 75% of that debt is held by moms and pops on the mainland who are, who own puerto rican debt through mutual funds and they're pensioners. it is not wall street. >> okay. fair enough. the, the debt load though is severe. going to be haircuts here for some of these lenders? >> oh, sure. i mean, they're already getting haircutted through this thing called permsso. washington idea to basically come in with a financial oversight board and tell two parties you need to negotiate. if you can't negotiate. then you're going to get haircut by a judge. they didn't negotiate. so, they are going to get that