whether the electrical has been restored and dozens are in dark after the storm leaving thousands of students unsure when they could return to class. thousands of people are living in shelters after the storm went to the states. i'm elizabeth prann in shth with a. now back to forbes on fox and following on foxnews.com. david: irma hitting, of course, right after harvey fueling new worries about funding for the federal flood insurance program. it's already more than $20 billion in the hole and jon, you say the hole is about to get deeper and it's time to privatize flood insurance. make the case. >> let me be clear, i outright reject that anybody would take an excuse to build or buy near flood plane areas. and they do the best job of