don't learn how to do a budget. we don't learn how to do our taxes. we don't learn about credit scores. it's incumbent on parents to teach their kids about this in the home. we don't have to be hard on ourselves but we canterbury our heads in the stand just because we didn't learn it in the past doesn't mean rescrew up our future. ainsley: 6% believe missing parents would increase credit score. 17 percent said missing payments could have no affect on their score. 36% have maxed out their cards. 45% didn't know their credit card interest rate. i've been in debt before it is extremely stressful. >> you and me both, sister. ainsley: we learn the hardware. i was one of those millennials charging up furniture to buy things that i need he had at the time. what advice do you have that you think parents need to enforce at home and teach their kids. >> it's really that destructive behavior of adding up debt upon debt. it's the compounding interest that really gets you and missing late payments. that's the ruin for a lot of people.