time to start looking at fixing the faulty elements of obamacare? >> what we have learned is that this is structurally flawed. there is no way to fiction this marketplace except to take the health insurance aca marketplace down. right now when you are looking at in the 2018 insurance year. 44% of the nation's counties will have only one or no provider of a marketplace understand plan. so that means that you are putting individual in those counties in the cross-hairs, if you will, for irs penalties and with lack of access to a marketplace compliant plan. so it's unfair to penalize them. and it's unfair to turn to them and say others have subsidies, but you don't because you have no marketplace plan. it is 44% of our nation's