individuals. with tax credits. they can literally buy the plan they want. it moves the decisionmaking out of the federal capitol and ta puts it down at the state level where i think states are much better -- more likely to make good decisions. and it keeps those parts of obamacare, you can still buy insurance with pre-existing conditions, you can still receive -- there are no limits, lifetime limits on your insurance. those sorts of things that are popular. indian healthcare, all preserved. this is the vast improvements over what we have. certainly in my state, we don't do anything next year, the rates go up 69% and we're down to single provider. >> jenna: some of your colleagues say, because the bill hasn't got the mandates premiums will continue to go up. are there any changes to the bill that change that? that's a big question. and i have to run just briefly, i hope to come back to you. here's adam shif, top democrat