this is an important distinction between where we are right now and the individual and small-group market and where want to go. >> energy and commerce plan calls for a patient and state stability fund. unwinding obamacare is medicaid expansion and strengthening medicaid. some of the discomfort of come from the tax credit concept. >> there's a divide between a conservative camp within the caucusing we feel uncomfortable at this point with the idea of a refundable tax credit. other folks for saying this is a way of funding a health savings account that would be applicable to everybody. >> republican senator susan collins has warned republicans are not unified. >> there's not a consensus. it's very complicated, and we shouldn't rush it. we need to get this right. >> the gop's plan was under attack before it was released from the top democrats grades because they don't want folks to see it until the very last minute.