there's so many plans, how are you going to come to a decision on -- on what is the most viable, what are you arguing in terms of the plan? >> refundable tax credits versus not. the leadership plan what we know about it at this point includes refundable tax credits. the plan for instance with senator paul does not. if you look at the earned income tax credit, there are about 25 million people that basically get a check. you did this with health care, we are looking at maybe 40 and 50 million people getting a check, given what we have seen with the earned income tax credit, the amount of fraud, waste and abuse, if you want to call it that that exists with that program, i think it's problematic in this case that people object. maria: people are saying, that's obamacare like, that's the same thing that obamacare has