here now to analyze, fox business network star lou dobbs. all right, so how does the debt affect the regular folks? the working americans? >> this massive debt, $20 trillion, this is part of the burden that future generations will have to pay for. it also adds to the inflation rate. more dollars, chasing fewer goods, the classic economic paradigm. the reality is, this debt overhangs everything we do. and the president correctly focused on this during the campaign. >> bill: but he's not going to bring the debt down, t particularly in his first term. it is going to go up because he wants to do a lot of things. but i think it is a ponzi scheme. the usa is running a ponzi scheme. because they run up the debt, it is never going to be paid back. $20 trillion is never going to be paid back. what they do pay is the interest on the debt.