going to keep it. one thing to keep in mind for social security during your lifetime. let's say they take out $3,000 a year to pay for your social security account. that 3000 is taxed by the federal government and state governments so you don't get the money, but pay tax on and when you retire they gratuitously cut the benefit? you go to jail in the private sector, by the way. david: we should mention president obama signed it, but it was bipartisan and republicans, too. >> people pay close attention. it's a great article. pay close attention more may happen. what the doc fix was designed to do and it will do, it ties doctor pay, medicare reimbursements to quality measurements so if they're not paid-- >> there's more than an excuse for these things. bruce makes a good point. i understand that, but even before we're retired, we get the account statements every year, this is how much you get