>> we just talked about that. that means you can have those mandatory tests. all those preventions. guess what, clayton, lawyers figured that out, not doctors. i might know or another practicing physician might know what is exactly essential. a trip to an emergency room i that covered. hospitalization that should be mandatory. catastrophic style insurance. but don't front load it with all of these things that lawyers decided you needed but doctors might not. abby: as you mentioned earlier more insurance choices and that could be huge. >> that's going to drive down prices and people are going to get what they actually need for their own healthcare and there will be transparency of prices too. you will sit with your doctor again like you used to. you will sit there with your doctor and say i heard an mri was cheaper up town and doctor will say i heard that too. use your health savings account for that or use your tax deductible premium to buy a policy that covers that. that's choices. going to be a real exciting future and by the way the democrats are using fear here, be afraid you are going to be granny off the