my advice is to do it with somebody be who does it for the living. >> interest rates are going up and what is the impact on the american. >> 0. it is 25 base points and i know business raising money or financing. geez, i am not going to it go with this financing and it could go another full point. and it will not make a difference. >> and so we have a ways to go to. however, they do build up over time. can you and i may be talking about it in december when things are yeahing down on us. >> we'll keep you jon? >> the president-elect talking about the climate change.