raise them and they'd like oh, just kidding. so what it said to me is nobody seems to know what's going on. >> i could be wrong, are you concerned about whether the market's a fair place? others in your generation say it's a rigged place. >> sometimes it seemed to be, especially with what happened in 2008 and all that. people still are able to profit. >> they get bailed out and you don't. >> i don't think it's a rigged as anything that's rigged. i think the problem is there's not enough people who are educated enough in how to understand -- >> you have a young family. two gorgeous kids, thank god they take after your wife. you have to save for their education, the market is always the traditional vehicle to do that. do you think twice sns. >> absolutely. for my 401(k) i'm fairly young in terms of my career. i was very aggressive with my 401(k). >> do you think thosemosism beak futures were okay?